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NEW QUESTION: 1
While using an application on a Windows XP desktop PC, a BSOD appears. Which of the following should the technician select upon reboot to troubleshoot this issue?
A. Boot to last known good configuration
B. Boot normally
C. Boot to safe mode
D. Boot to another OS on a second partition
Answer: C
NEW QUESTION: 2
What is single sign-on? An authentication method:
A. that uses smart cards, hardware tokens, and biometrics to authenticate users; also known as three-factor authentication
B. requiring the use of one-time passwords, so users authenticate only once, with a given set of credentials.
C. that requires users to re-authenticate for every resource accessed
D. that stores user credentials locally, so that users need only authenticate the first time, a local machine is used
E. that allows users to authenticate once, and then uses tokens or other credentials to manage subsequent authentication attempts
Answer: E
NEW QUESTION: 3
Clem Shyster is a registered representative with a family of mutual funds. A married couple in their 50s
sought his advice about how they should best invest an $80,000 profit that they had received when they
sold a rental property they owned for a number of years. Their investment profile indicated to Clem that
their main investment objective was capital appreciation and that they were willing to accept moderate
levels of risk. Clem advised them to invest $10,000 in eight different growth funds, each of which had a
7 % front-end load. Has Clem violated any securities laws with his recommendation?
A. Yes. Clem should have advised them to invest in funds that had a deferred sales charge instead of a
front-end load.
B. Yes. There is a lot of overlap of the individual stocks in which growth funds invest, so recommending
that they spread their funds among eight different growth funds has not provided them with significantly
more diversification, and it has cost them more to do so, which will benefit Clem.
C. Yes. Although growth funds provide some amount of capital appreciation, Clem should have
recommended that they spread their money among eight different aggressive growth funds instead, to
achieve even greater capital appreciation.
D. No. Growth funds invest in stocks that are selected to provide the capital appreciation that Clem's
clients need, and an investment in eight such funds will provide them with maximum risk diversification.
Answer: B
Explanation:
Yes, Clem has violated securities laws with his recommendation that his clients spread their
money among eight different load, growth funds because there is a lot of overlap in the individual stocks in
which these funds invest, so this strategy has not provided them with significantly more diversification; it
has just cost them more, which will benefit Clem since he gets to pocket part of that load fee himself. He
has made an unsuitable recommendation and has not upheld NASD's rules involving fair dealing with
customers.